Boy, good luck. Most savings accounts arent paying much these days compared to 5 or 10 years ago. And they wonder why there is a negative savings rate in this country.

Congradulations on being one of the trying to save, pretty rare these days!!!

This website has listings you can search for the US and you can view from highest to lowest

Try

(BTW, there really are no “American” banks anymore, it’s a global economy, and banking is a global business…)

You should vist to check out the best rates. If you are sure you are not going to need the money, I would invest most of it in a CD. The current rates aren’t as high as they used to be. But Credit Unions usually have higher rates than commercial banks. So If I were you, I would find a Credit Union that has nice CD rates.

For more information on how to find the best rates/accounts, check out my site,. I have much information that is suited for your age group. And please tell your friends, I am a college student like you just trying to save as much money as I can for my future. Good luck to you.

the highest you’ll get is maybe 3-3.5% and be prepared for it to change frequently - I was making 5% less than 12 months ago - mine is down to 3.5% now

Try ING Direct at

No fees, no minimums and great rates. Been with them since 2002. All you need is a checking account to link it to.

Interest rates have dropped..they are not so high anymore in these “high interest” savings accounts anymore. I used to have ING..they went down 1% in a year : (

I decided to open a WAMU online savings along with a checking because you don’t have to jump through hoops to access your account online and they are not just virtual. Transferring is instant as well.